Reasons to order an appraisal from Hiland Appraisals, LLC

Year after year, thousands of people in North Carolina buy, sell or refinance their home. A lot of these transactions contain a simple line item for an appraisal. The majority of lenders still need a local expert because the stakes are very high, even though there are a developing number of automated home valuation systems that might seem more economical than an appraisal. You might think that getting a mortgage is the only basis for getting an appraisal, but there are other times when the services of a certified, independent real estate professional might be helpful.


	When you're planning on any transaction where the value of your property is of importance, you should contact Hiland Appraisals, LLC. Just click here

Let Hiland Appraisals, LLC help you dispute your tax assessment in Ashe County

If you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Hiland Appraisals, LLC is your best evidence. We're equipped to assist you in challenging your tax assessment.

Let Hiland Appraisals, LLC assist you in lowering your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that many lenders ask homeowners to buy when the amount being loaned to the homebuyer is more than 80% of the actual value of the home. This extra payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfavorable because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress requiring lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Hiland Appraisals, LLC can give you a statement regarding the value of your home, and the cost of the home valuation can often be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the challenging decision of who keeps the property, and it can be a very heartbreaking ordeal for both parties. It's a good idea to order an appraisal from Hiland Appraisals, LLC so both parties are completely aware of the true market value of their property, regardless of the circumstances.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Relocating to or from Ashe County?

Employee relocation can be a stressful event, and we understand. That being said, we take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information regarding any recent sales or listings in their neighborhood that they want considered during our intensive process.

Don't sell out short or let your home stay on the market too long.

A professional appraisal will help you make a better educated decision when determining your selling price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are derived from our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.